No matter which service you choose, Innovative will have you up-and-running quickly — without making a big dent in your margins.
| Fees | Industry Averages2 | Innovative Merchant Solutions |
| Application Fee | $75-$100 Non-refundable |
FREE!* |
| One-Time Setup Fee | $60 | FREE!* |
| Card Processing Software (for PC or eCommerce) | $195 - $299 | FREE! |
| Customer Service/Statement Fee | $10-$20 per month | FREE for the first two months (time limited offer)* |
| Internet Processing Gateway Fee | $25-$59 per month | $14.95 per month |
| Terminal Cost (for terminal service) | $195-$1,000 | See our great deals! |
| Discount rate for Visa and MasterCard |
Card-swiped: 1.95% Key-entered: 2.95% |
Card-swiped: 1.72%3 Key-entered: 2.44% |
| Per-authorization fee for credit cards | $0.23-$0.50 | $0.23 |
| Per-authorization fee for debit cards | $0.23 plus network fees3 | $0.21 plus network fees3 |
| Time to funding4 | 2-5 business days | 2-3 business days |
* Requires a merchant account through QuickBooks or Innovative Merchant Solutions and is subject to the specific terms in the merchant agreement. Free QuickBooks Simple Start offer is good for a limited time only and while supplies last. Offer valid for new Innovative Merchant Solutions merchants only. Monthly fees and monthly minimum fees are waived for the first two months which begins at first billing cycle. After the first two months, your account will be automatically billed at the current rates for both the monthly fees and the monthly minimum fees. Terms, conditions, pricing, features and service offerings subject to change without notice.
1 Subject to occasional downtime due to systems and server maintenance and events beyond our control.
2Data as of April 2005
3 Network fees vary. For more information, click here.
4 Funds will generally be deposited into your account usually within 2-3 business days depending on your financial institution and your Demand Deposit Account. Clearance time for funds may vary depending on your Demand Deposit Account.
Application approval is required. Fees apply. Terms, conditions, features, pricing, support and service options are subject to change without notice. Innovative Merchant Solutions is a registered agent of Westamerica Bank, Santa Clara, CA, and JP Morgan Bank, Columbus, OH. FDIC Insured.
Transactions are subject to Association guidelines. Additional fees apply when accepting American Express cards.