If the majority of your business is done face-to-face with your customer — such as a retail store-front, professional office, or other point-of-sale location — a terminal is the best way to process your credit and debit card sales. Simply swipe your customer's card through the terminal, and the terminal does the rest of the work: dialing the processor, authorizing the charge amount, and processing the sale.
Easy to Use, Low Cost Terminals
We offer credit card terminals from leading manufacturers and if you already have a terminal, we will reprogram it for FREE!2 Equipment leasing is available upon request. Learn More.
Integration with QuickBooks
Are you a QuickBooks user? With just a few clicks of the mouse our solutions automatically download transactions into your QuickBooks. Eliminate the need to record your sales data by hand.
See how it works! (2 min. tour):
Trust Innovative
IMS is part of Intuit, makers of QuickBooks, Quicken, and Turbo-Tax. Over 25 million customers trust us to manage their personal and small business finances, and our merchants process more than $5 Billion in transactions annually.
Well get you up-and-running quickly and easily:
- Fast Approval: Apply in only five minutes through our online form or by calling (866) 697-9200. And we approve 98% of all applications.3
- Low Start-Up Costs: We work with major equipment manufacturers to offer you discounted rates and speedy delivery. Already have a terminal? We'll reprogram it for FREE!2
- Keep Your Bank Account: Your money will be automatically deposited into your existing bank account usually within 2-3 business days.
Have Questions?
We have fast, friendly support! Our LIVE Merchant Experts are available 24/7/365 and answer every call within 30 seconds.
* Requires a merchant account through QuickBooks or Innovative Merchant Solutions and is subject to the specific terms in the merchant agreement. Free QuickBooks Simple Start offer is good for a limited time only and while supplies last. Offer valid for new Innovative Merchant Solutions merchants only. Monthly fees and monthly minimum fees are waived for the first two months which begins at first billing cycle. After the first two months, your account will be automatically billed at the current rates for both the monthly fees and the monthly minimum fees. Terms, conditions, pricing, features and service offerings subject to change without notice.
1 Subject to occasional downtime due to systems and server maintenance and events beyond our control.
2 Not all existing terminals can be reprogrammed. A new purchase may be necessary. Terminals are available separately to lease or buy. Please call (866) 697-9200 for details.
3 Three months of transaction statements required. We will review your rates from your current provider and try our best to meet or beat your current rates. Call (866) 697-9200 for details.
Application approval is required. Fees apply. Terms, conditions, features, pricing, support and service options are subject to change without notice. Innovative Merchant Solutions is a registered agent of Westamerica Bank, Santa Clara, CA, and JP Morgan Bank, Columbus, OH. FDIC Insured.
Transactions are subject to Association guidelines. Additional fees apply when accepting American Express cards.


